Bobby's Bets
Bobby's BetsNFL Analytics
All matchups
MIA
Miami Dolphins @ San Francisco 49ers
SF

Sunday, September 20 at 4:25 PM EDT

MIA

+10.5

+425

Total

46.5

SF

-10.5

-575

The Read

San Francisco 49ers open a 10.5-point favorite over Miami Dolphins — about 85% implied to win outright. The 46.5 total prices it near 29–18.

Miami Dolphins went 7–10 in 2025 — #24 of 32 by point differential (-4.5/g).

San Francisco 49ers went 12–5 in 2025 — #8 of 32 by point differential (+3.9/g), but +1.9 of those wins outran their scoring margin, a regression flag.

Miami Dolphins face one of the NFL's toughest 2026 schedules (strength of schedule #2).

2025 team profiles

Miami Dolphins

2025 record7-10Point diff / game-4.5Pythag wins (rank)6.5 (#24)2026 SOS rank#2

San Francisco 49ers

2025 record12-5Point diff / game+3.9Pythag wins (rank)10.1 (#8)2026 SOS rank#18